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Cutting out meat 'can reduce life insurance costs' - 01/08/2007

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Life insurance customers may find that giving up meat can reduce their premiums, one provider has suggested.

Animal Friends Insurance, a not-for-profit financial services provider which donates all proceeds to animal charities, has launched a life insurance package that offers a reduction of up to six per cent on premiums for vegetarians and vegans due to a lower likelihood of contracting heart disease and serious cancers.

Spokesperson Elaine Fairfax compared the policy to smoking, pointing out that "they will load you if you're a smoker and reward you if you're a non-smoker".

"We are a bit radical and we do like to pioneer things," she explained.

The Vegetarian Society estimates that vegetarians are 40 per cent less likely to get a serious cancer with a 30 per cent lower risk factor for heart disease.

"Our premiums are guaranteed for the life of the policy. It's a double whammy in that people are getting the benefit of a reduced overall monthly payment, but also they know that a proportion of that payment is going to be helping really good animal welfare projects as well," spokesperson Chris Fairfax added.

© Adfero


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